Personal Finance (Not Investing) • consequences of working widow taking SSA...
I am trying to help my mom understand social security spousal survivor benefitsMy mom, who is 62, still works.My dad, who passed away after his FRA, was receiving monthly social security benefits. He...
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Personal Investments • "Retired Military" w Pension how safe, how...
Let me start with the obligatory, “Wish I had found the place long ago!” The amount of knowledge and wisdom shared on here is amazing and a testament to the fact the people genuinely do want to help...
View ArticlePersonal Finance (Not Investing) • Please recommend a basic Course on Trusts...
I need to learn more about trusts for my own estate planning. I just found a course that would have been perfect for me. Sadly, the course was offered in July 2023 !Can anyone recommend a conference...
View ArticlePersonal Investments • Retirement Planning courses
I recently received a mailer for 'The Changing World of Retirement Planning" course offered jointly by The National Society of Financial Educators (NSFE) and The Society for Financial Awareness...
View ArticlePersonal Investments • Portfolio Review in Retirement
Hi Bogleheads. John here. I am a long-term investor with Vanguard, an early convert to John Bogle’s theories and a lurker on this forum, Now I am fully retired, I have done my reading, and I would...
View ArticlePersonal Finance (Not Investing) • NJState tax IRA distribution Turbotax...
I have a few IRAs. I’ve only ever taken distributions from one - a small inherited IRA consisting virtually entirely of contributions. TurboTax calculates only a very small percentage of this (2023)...
View ArticlePersonal Consumer Issues • Oxford UK and region - rent a car for vacation?
Looking for wisdom and advice w/r/t a trip I hope to take to England with Mrs. Second Round either later this year or in 2025. We were last there 30 years ago. On that week-long trip, we rented a car,...
View ArticlePersonal Finance (Not Investing) • File Amended Return for Other Person or...
Last year we briefly opened a joint brokerage account for my elderly parent (with his funds) at VG. Shortly thereafter, closed & moved to an individual brokerage account for him.We recently...
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Personal Investments • Long Time Lurker 1st Portfolio Review & Question...
Good Afternoon and Happy FridayLong time lurker and 1st time poster here. Like many I was very lucky to stumble upon some of the ideas presented by Jack Bogle at a relatively youngish age (approx....
View ArticlePersonal Investments • Moving AIVSX from SIMPLE IRA to Vanguard Roth IRA
Hey folks,I quit my job. I have about $9700 of AIVSX via Capital Group SIMPLE IRA. All my other investments are via Vanguard. I haven't heard anything about my Capital group account getting closed or...
View ArticlePersonal Finance (Not Investing) • Any downsides to the Fidelity CMA?
Aside from Fidelity not being a "real" bank and using UMB Bank for the actual account, is there any downside to the CMA? I'm thinking along the lines of website issues, transfer limits, or anything...
View ArticlePersonal Investments • How would you change my 401k?
Hi all,My 401k through my employer is a bit of a mess. For years I trusted our company's free managed accounts software that helped me allocate the investments in my 401k, and rebalanced it ongoing....
View ArticlePersonal Finance (Not Investing) • Umbrella Policy: Multiple Insurers, One...
I have been thinking about an umbrella policy for a while, but I finally want to pull the trigger now. I have 1 question regarding coverage. Do all the home and auto policies need to be from the same...
View ArticlePersonal Investments • Stan the Annuity Man is leading a webinar...
hopefully this is ok to post, if not, mods please delete:Found a webinar on annuities from Merriman's email that Stan (Haithcock) The Annuity Man will be leading, explaining annuities (webinar is...
View ArticlePersonal Finance (Not Investing) • Capital gains loss carryover if you sell...
I lost about $20k in stocks in 2020. Only $3k was eligible for deduction in 2021. I know that the rest can be deducted in the following years but this year I didn't sell any stocks and made no capital...
View ArticleInvesting - Theory, News & General • three fund portfolio tax efficiency
Hello - new member here!A brief background: I'm 38 years old. I make about $70k a year, and I have about $65k built up in a HYSA. Though a little late to the game, I'm finally ready to pull some funds...
View ArticlePersonal Finance (Not Investing) • How far back can I file forms 8606 for?
I am getting conflicting answers of the internet on how far back I can go filing 8606. One says I can only go back 3 years, others seem to indicate as far back as I need. Also, I have seen some...
View ArticlePersonal Investments • Downside to 401k allocation churn?
I'm reading Bogle's Little Book and there's a lot of discussion of the hidden cost of churn and how gratuitous trades are best avoided, and given retail trading costs of days gone by I totally get...
View ArticleInvesting - Theory, News & General • Deep Risk - Any newer books on this...
Hello. We are generally conservative with our savings because we have variable (economy dependent) income and high expenses. We have an emergency fund which covers a longer time period than is...
View ArticlePersonal Finance (Not Investing) • First Time Filing Kid's Tax Returns and...
Apologies for this simplistic question but all my google queries involving "tax refunds for kid's working" etc return stuff about the child tax credit.Instead I wanted some advice on my kid who is...
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